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I’m hoping that title caught your attention.  If your childhood was ANYTHING like mine, your parents didn’t talk to you about money.  They didn’t discuss budgets, processes for paying the bills, credit cards or a credit score.  So, when I got out on my own, I had NO idea how to manage money.

When I got married, my husband and I tried multiple things during the early years of our marriage to get on the same page about how we should handle money.  He wanted to invest in our future, contribute to 401k’s put money in savings, etc. and my thought was just to take care of the daily needs.  I didn’t have time to plan for something that was 40+ years down the road!  I needed to buy diapers, medicine, and milk!  So, we had A LOT of disagreements about money.  Little did I know that those years pass by VERY quickly and before you know it 20 years pass, and you still don’t have retirement money!

In 2008 or 2009 I was introduced to a financial program “Financial Peace University” and took a class at a local church with my husband to try to figure out how to handle our money better.  This was an 8-week class we attended together.  During that class, we FINALLY were able to get on the same page with our finances.  When we got serious about our finances, we were able to pay off around $22,000.00 in less than a year.  We basically paid off everything but our house.  No car payments, no credit card debt, just the house payment and utilities.

What we learned during that time, is that we MUST talk with each other about money.  We HAVE to make it a priority to have a monthly budget meeting!  However, we strayed from this program and found ourselves slowly creeping back into the same old habits we had before we took the course.  After reflecting on why we didn’t stay on track, I realized that my goal was just to pay off debt, not build retirement or pay off the house, so we didn’t follow all of the steps to be “really” financially free.

Recently, my husband and I wanted to do things differently.  We sold our home and now live full time in an RV.  We decided we didn’t want to try to keep up with society’s version of NORMAL.  It’s too exhausting, it causes anxiety and problems in our marriage.  We have been working to get totally debt free over the last year, and we still have a little work to do, so I was so excited to learn about this new program that GSCC is providing to each of us for FREE!  It is called SmartDollar, and it was created by the same person who created the program I took years ago.  Dave Ramsey is a Financial Expert, who has developed some commonsense approaches to managing money and getting out of debt.

This FREE tool will help you learn how to manage money, create a budget, and teach you the 7 Baby Steps to Financial Freedom.  If money is an issue in your life take this opportunity to get control back!  With Dave Ramsey’s SmartDollar and EveryDollar programs you will see EXACTLY where your money goes, and YOU have control!

This program is COMPLETELY confidential and GSCC Admin team will NOT see any of your confidential information.  We will only see a compilation of all participants to help us measure how well the program is working.

Don’t wait to sign up!  If you sign up today, you will be able to start this process in September.  Wouldn’t it be nice to have a plan before the holiday season is upon us?

Learn how to be proactive about your budget instead of reactive about your expenses.

Most of us know what we should be doing with our paychecks, but few of us take control, lay out a plan, and follow it. That’s why we’re now offering SmartDollar, a program that is completely free for you and has helped millions of people (just like us) get on a plan and take control of their money. All of your data will remain completely confidential and secure.

With SmartDollar, you’ll get:

A Proven, Step-by-Step Plan: Learn about the 7 Baby Steps that have helped millions of people get out of debt, invest, build wealth, and give generously.

Video Lessons and Expert Advice: Learn from the experts! Through video lessons and real-world content applications, our team of experts, including Dave Ramsey, will inspire you to take action and reach your dreams.

Online Tools Accessible 24/7 on Any Device: Jump-start your finances as quickly as possible with our budgeting tool, savings tracker, debt snowball tool and more!